Do You Need Pet Insurance in 2025? What It Covers & When It Pays Off
Do You Need Pet Insurance in 2025? What It Covers & When It Pays Off Vet bills are rising fast — and pet parents are feeling the pinch. In 2025, more people are turning to pet insurance to protect their furry family members. 🐾 What Does Pet Insurance Cover? ✅ Accidents & injuries (broken bones, bites) ✅ Illnesses (cancer, diabetes, infections) ✅ Emergency surgeries ✅ Prescription medications ✅ Hospital stays ✅ Hereditary conditions (with waiting periods) Optional coverage may include: Dental care Behavioral therapy Alternative treatments (acupuncture, laser) Routine care (vaccines, flea meds) 💸 What It Costs Pet Type Average Monthly Premium (2025) Dog $45–65 Cat $25–40 ⚖️ Is It Worth It? YES , if: Your pet is young and healthy You want peace of mind for emergencies You live in a city with high vet costs You’d struggle to cover a $3,000 surgery MAYBE NOT , if: Your pet is very old or ...