Insurance for Pet Owners: Is Pet Insurance Worth It Now? Your furry friend is part of the family — and like any loved one, they deserve protection. But is pet insurance in 2025 really worth the cost? Let’s break down what it covers, what it costs, and who should consider it. 🐶 What Does Pet Insurance Cover? Accidents & Injuries: Broken bones, wounds, poison ingestion Illnesses: Infections, cancer, chronic conditions Surgeries & Prescriptions: Emergency surgery, rehab, ongoing meds Diagnostics: Blood work, X-rays, MRIs, ultrasounds Optional Add-Ons: Dental, behavioral therapy, wellness visits 💰 How Much Does It Cost? The average premium in 2025 for dogs is around $35–60/month and for cats $20–40/month . Premiums depend on breed, age, location, and coverage level. 🩺 What’s Not Covered Pre-existing conditions (unless specifically included) Elective procedures (e.g. grooming, breeding) Preventive care (unless you add a wellness plan) ...