Why Millennials Are Buying Life Insurance Online in 2025 Millennials are now the largest group of adults in the U.S. — and they’re changing how we buy everything, including life insurance. In 2025, more millennials are choosing to get covered online, skipping agents and paperwork. But why? 1. Convenience and Speed Millennials don’t want to sit in an office or fill out paper forms. Online platforms offer instant quotes and policies in under 15 minutes — perfect for their fast-paced lives. 2. No Sales Pressure Digital life insurance lets them research, compare, and apply without awkward phone calls or pushy agents. Transparency and autonomy matter to this generation. 3. Transparent Pricing and Options Millennials value clarity. Online platforms like Fabric and Ethos show premiums, term lengths, and benefits clearly — helping users make smart choices without guesswork. 4. No-Exam Policies Many companies now offer life insurance without a medical exam — ideal for healthy 30-someth...