Can Foreigners Buy Health Insurance in the U.S.? (2025) If you’re a foreigner living in or traveling to the U.S., health insurance can be confusing — but it’s also essential. Medical costs in the U.S. are among the highest in the world. Whether you're an expat, student, tourist, or new immigrant, this guide will help you understand your options in 2025. (Insert infographic here when available) Who Counts as a "Foreigner" in the U.S.? International tourists Foreign students (F1, J1 visa holders) Work visa holders (H1B, O1, etc.) Green card applicants and dependents Digital nomads or remote workers Why Do Foreigners Need Insurance in the U.S.? U.S. healthcare is expensive (ER visits can cost $2,000+) Some visa applications (like J1) require proof of coverage Without insurance, many providers won’t accept non-emergency patients Unexpected illness or injury could lead to major debt Types of Health Insurance for Foreigners Short-T...