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Best Health Insurance for Expats in Thailand Without a Work Permit (2025)

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Best Health Insurance for Expats in Thailand Without a Work Permit (2025) Last updated: December 21, 2025 • Audience: Expats living in Thailand without a work permit Many expats in Thailand live legally without a work permit — and still need proper health coverage. If you’re living in Thailand without a work permit, you’re not alone. Many expats stay on retirement visas, education visas, long-stay options, or simply work remotely for overseas companies. One of the most common questions this group asks is: “Can I buy health insurance in Thailand without a work permit?” The short answer is yes — but not every plan is suitable. This guide explains which health insurance options work best for expats without a work permit , what insurers typically require, and how to avoid being rejected when you need to make a claim. What’s inside this guide Who lives in Thailand without a work permit? Can expats without a w...