Should You Buy Rental Car Insurance? (2025 Guide)
Should You Buy Rental Car Insurance? (2025 Guide) Renting a car for your trip? You’re not alone — but before you check the “Add Insurance” box, here’s what you need to know to avoid overpaying or under-covering yourself. 🚗 What Does Rental Car Insurance Typically Cover? Collision Damage Waiver (CDW): Covers repair costs if the rental is damaged Theft Protection: Covers car theft or vandalism Liability Insurance: Covers damage you cause to others Personal Accident Insurance: Covers medical bills for you and passengers But here’s the catch: you might already be covered. 🧾 When You Might Not Need to Buy Extra Insurance Your personal car insurance covers rentals (check your policy) Your credit card offers rental car insurance if you use it to pay Travel insurance includes rental car coverage You’re renting within your home country with existing coverage 👉 Don’t pay twice — check what you already have! 💳 Credit Cards That Often Cover Rental Ca...