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Can Expats Use Public Hospitals in Thailand Without Insurance? (2025 Guide)

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Can Expats Use Public Hospitals in Thailand Without Insurance? (2025 Guide) Last updated: January 4, 2026 • Audience: Expats living in Thailand Public hospitals in Thailand are affordable, but they come with important limitations for expats. Many expats living in Thailand ask this question sooner or later: “If healthcare is affordable here, can I just use public hospitals without health insurance?” The short answer is yes, expats can use public hospitals in Thailand without insurance . However, affordability does not always mean convenience, speed, or predictability. This guide explains how public hospitals work for expats , what they cost in 2025, the risks of relying on them without insurance, and smarter alternatives. What’s inside this guide How Thailand’s public hospital system works Can expats legally use public hospitals? Typical costs at public hospitals in Thailand Limitations expats s...