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Is Travel Insurance Worth It for Domestic Trips?

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  Is Travel Insurance Worth It for Domestic Trips? When most people think of travel insurance, they picture international vacations — not road trips to Colorado or flights to Florida. But even if you’re traveling within the U.S. , domestic travel insurance might still be a smart move. Here’s when and why domestic coverage matters in 2025. 🚗 When You Might Not Need Domestic Travel Insurance You’re driving your own car and staying with friends Your credit card offers strong trip protections You have refundable hotel/flight bookings You’re not worried about cancellations or delays 💡 In these cases, insurance might feel redundant — and that’s okay. ✈️ When Domestic Travel Insurance Is Worth It Flying with layovers – weather delays or missed connections Non-refundable bookings – hotels, Airbnbs, activities Traveling for a major event – wedding, sports game, conference Health concerns – you or someone you’re visiting is high-risk Luggage lo...