What Insurance Do You Need If You Work from Home Full-Time? Working from home offers flexibility — but it also shifts more financial responsibility onto you. If you're a remote employee, freelancer, or small business owner operating from your living room, the right insurance can protect your income, assets, and peace of mind. 🏥 1. Health Insurance ACA Plans: Self-employed or remote workers often qualify for government subsidies Freelance Health Platforms: Explore SafetyWing or Sidecar Health for international or flexible coverage 🏠 2. Homeowners or Renters Insurance (with Business Rider) Standard policies may not cover business property (like laptops, printers, or inventory). Ask about a home office endorsement or add-on to cover work-related assets. 🛡️ 3. Liability Insurance If clients visit your home, liability insurance protects you from injury claims Many contracts with companies may require professional liability (E&O) insurance Thimble an...