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Travel Insurance for Expats Living in Thailand: What’s Actually Covered? (2025 Guide)

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Travel Insurance for Expats Living in Thailand: What’s Actually Covered? (2025 Guide) Last updated: February 25, 2026 • Audience: Expats living in Thailand Travel insurance works very differently for expats than for short-term tourists. Many expats living in Thailand still buy travel insurance — but often misunderstand what it actually covers. Policies designed for tourists don’t always work the same way for long-term residents. Some expats assume travel insurance can replace health insurance. Others believe it covers all trips automatically. This guide explains what travel insurance really covers for expats living in Thailand , what it does not cover in 2025, and when it makes sense to use travel insurance versus health insurance. What’s inside this guide Why travel insurance is confusing for expats Is travel insurance designed for expats? What travel insurance usually covers Major coverage ga...
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Renter’s Insurance in Thailand: Do Expats Need It? (2025 Guide)

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Renter’s Insurance in Thailand: Do Expats Need It? (2025 Guide) Last updated: February 22, 2026 • Audience: Expats renting property in Thailand Many expat renters assume the landlord’s insurance fully protects them — it usually doesn’t. Most expats in Thailand rent apartments or condominiums. While landlords often insure the building, many renters mistakenly believe their personal belongings and liability are also covered. In reality, landlord insurance typically protects the property — not the tenant’s belongings or personal responsibility . This guide explains whether expats really need renter’s insurance in Thailand , what it covers in 2025, typical costs, and when it makes financial sense. What’s inside this guide What is renter’s insurance in Thailand? Is renter’s insurance mandatory for expats? What renter’s insurance typically covers Common situations expats underestimate How ...
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Can Foreigners Buy Home Insurance for Condos in Thailand? (2025 Guide)

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Can Foreigners Buy Home Insurance for Condos in Thailand? (2025 Guide) Last updated: February 18, 2026 • Audience: Foreign condo owners and expats in Thailand Condo insurance rules in Thailand are different from what many foreigners expect. Buying a condominium is one of the most common ways foreigners invest in property in Thailand. But many expats are unsure whether they can insure their condo — and what kind of protection they actually need. Some assume the building’s insurance is enough. Others believe foreigners face restrictions when buying home insurance. This guide answers a key question: Can foreigners buy home insurance for condos in Thailand? It also explains what’s covered, what’s excluded, typical costs in 2025, and how expats can insure their condos properly. What’s inside this guide Can foreigners legally buy condo insurance? How condo insurance works in Thailand Building insurance vs ...
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Home Insurance in Thailand: What Expats Should Know (2025 Guide)

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Home Insurance in Thailand: What Expats Should Know (2025 Guide) Last updated: February 15, 2026 • Audience: Expats living in Thailand Home insurance in Thailand works differently than many expats expect. Many expats in Thailand assume home insurance works the same way it does in their home country. In reality, property insurance in Thailand has different rules, coverage structures, and limitations. Whether you own a condo, rent an apartment, or live in a house, understanding how home insurance works can save you from unexpected losses. This guide explains what expats should know about home insurance in Thailand , what’s typically covered in 2025, common gaps, and how to insure your home the smart way. What’s inside this guide Do expats really need home insurance in Thailand? Types of home insurance in Thailand Home insurance for condos vs houses What home insurance typically covers Comm...
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Is Cheap Car Insurance Worth It for Expats in Thailand? (2025 Guide)

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Is Cheap Car Insurance Worth It for Expats in Thailand? (2025 Guide) Last updated: February 11, 2026 • Audience: Expats driving in Thailand Low premiums can hide expensive risks for expat drivers in Thailand. Cheap car insurance can look very attractive to expats in Thailand. Premiums are low, paperwork is minimal, and agents often promise “good enough” coverage. But when accidents happen, many expats discover that cheap car insurance often costs more in the long run . This guide explains whether cheap car insurance is really worth it for expats in Thailand , what coverage gaps to watch for in 2025, and how to balance cost with real protection. What’s inside this guide What counts as “cheap” car insurance in Thailand? Why cheap insurance appeals to expats Hidden risks of cheap car insurance When cheap car insurance might be enough Cheap vs comprehensive insurance comparison Smart ...
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Motorbike Insurance in Thailand for Foreigners Explained (2025 Guide)

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Motorbike Insurance in Thailand for Foreigners Explained (2025 Guide) Last updated: February 8, 2026 • Audience: Foreigners riding motorbikes in Thailand Motorbikes are common in Thailand—but insurance rules are often misunderstood by foreigners. Motorbikes are one of the most popular ways for foreigners to get around in Thailand. They’re affordable, convenient, and often faster than cars in heavy traffic. However, motorbike accidents are also one of the leading causes of serious injuries among expats. Many riders assume their insurance will protect them—only to discover gaps when it’s too late. This guide explains how motorbike insurance works in Thailand for foreigners , what coverage is required by law, typical costs in 2025, and how to avoid common claim problems. What’s inside this guide Is motorbike insurance mandatory in Thailand? Types of motorbike insurance explained How much does motorbike i...
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Can Expats Buy Car Insurance in Thailand Without a Thai License? (2025 Guide)

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Can Expats Buy Car Insurance in Thailand Without a Thai License? (2025 Guide) Last updated: February 4, 2026 • Audience: Expats driving in Thailand Many expats in Thailand drive before obtaining a Thai driving license. Some rely on their home-country license, while others assume insurance will cover them regardless. The reality is more complex. While buying car insurance is usually easy, making a successful claim depends heavily on your license status . This guide explains whether expats can buy car insurance in Thailand without a Thai license , what happens during claims, and how to stay legally and financially protected. What’s inside this guide Is a Thai driving license legally required? Can expats buy car insurance without a Thai license? What happens if you make a claim? International Driving Permit (IDP) explained Risks expats often underestimate License scenarios comparison ...
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