Top Health Insurance Options for Freelancers in 2025
Top Health Insurance Options for Freelancers in 2025 Being your own boss has perks — but finding health insurance isn’t one of them. In 2025, freelancers have more coverage options than ever, but choosing the right one can still feel overwhelming. 🩺 What Freelancers Should Look For ✅ Affordable monthly premiums ✅ Low deductibles for frequent care ✅ Nationwide provider networks ✅ Telehealth services ✅ Mental health coverage ✅ HSA-eligible options 🔍 3 Main Options in 2025 Plan Type Best For Examples Marketplace Plans General freelancers Healthcare.gov, State Exchanges Freelance Platforms Gig workers with clients Fiverr, Upwork Benefits Private Insurance High income / custom coverage UnitedHealthcare, Oscar, eHealth 💸 Sample Premiums (Age 30, Non-Smoker) Marketplace (Silver Plan): ~$350/month Oscar Health (Individual Plan): ~$410/month UnitedHealthcare PPO: ~$490/month *Rates vary by sta...