Case Study: How One Family Saved $1,200 a Year on Health Insurance With healthcare costs on the rise, finding affordable coverage has become a priority for families in 2025. This real-life case study shows how one family cut their annual insurance bill — without sacrificing coverage or quality. 👨👩👧👦 Meet the Family The Johnsons are a family of four from Ohio: two working parents and two kids under age 10. In 2024, they were paying $980/month for a Silver ACA plan through their local broker. Their out-of-pocket costs were growing, and preventive care wasn’t fully covered. 🔍 Step 1: Comparison Shopping They used Policygenius to compare ACA-compliant plans in their zip code. The tool showed they were eligible for a high-deductible plan (HDHP) with lower monthly costs — plus the ability to contribute to a Health Savings Account (HSA). 💡 Step 2: Switch to HDHP + HSA The Johnsons chose a Bronze-level HDHP with a $7,000 family deductible and $780/month premium. Preventive car...