Can Foreigners Buy Home Insurance for Condos in Thailand? (2025 Guide)
Can Foreigners Buy Home Insurance for Condos in Thailand? (2025 Guide) Last updated: February 18, 2026 • Audience: Foreign condo owners and expats in Thailand Condo insurance rules in Thailand are different from what many foreigners expect. Buying a condominium is one of the most common ways foreigners invest in property in Thailand. But many expats are unsure whether they can insure their condo — and what kind of protection they actually need. Some assume the building’s insurance is enough. Others believe foreigners face restrictions when buying home insurance. This guide answers a key question: Can foreigners buy home insurance for condos in Thailand? It also explains what’s covered, what’s excluded, typical costs in 2025, and how expats can insure their condos properly. What’s inside this guide Can foreigners legally buy condo insurance? How condo insurance works in Thailand Building insurance vs ...