SmartCover Guide

  Short-Term Health Insurance in 2025: Best Options for Freelancers & Expats Need flexible health insurance that doesn’t tie you down? In 2025, short-term health plans offer freelancers, remote workers, and expats an affordable way to stay protected — without the long-term commitment of traditional insurance. 📌 When Short-Term Coverage Makes Sense You're between full-time jobs or employer coverage You travel internationally or live abroad part-time You’re a freelancer or digital nomad needing basic protection 🧠 Key Features to Look For Flexible durations from 1 to 12 months Emergency services, urgent care, and hospitalization Fast online application with near-instant approval 🌍 Top Providers for 2025 Pivot Health – Customizable short-term plans with telehealth support Sidecar Health – Transparent pricing and wide doctor choice SafetyWing – Ideal for nomads and expats, worldwide coverage VisitorsCoverage – Designed for ...

  Top Health Insurance Apps for Self-Employed in 2025: Affordable & Flexible Plans If you're self-employed, finding the right health insurance can be confusing and expensive. Fortunately, there are apps in 2025 designed to simplify the process and offer affordable, flexible coverage options tailored to independent workers. 1. Stride Health – Best for U.S. Freelancers Stride Health lets you compare ACA marketplace plans, check subsidies, and apply directly from the app. It’s one of the most user-friendly solutions for freelancers and gig economy workers. 👉 Try Stride Health 2. eHealth – Best for Plan Variety eHealth connects you with hundreds of insurance providers and private plans across the U.S., with the ability to filter by budget, coverage, and providers in your network. 👉 Get eHealth Insurance Quote 3. Wysa – Mental Health Support Add-on Wysa offers AI-powered therapy tools and mindfulness support. It’s not a traditional insurer but is a gre...

  Best Health Insurance Plans for Freelancers in the USA (2025 Edition) Being a freelancer gives you freedom — but when it comes to health insurance, that freedom can feel overwhelming. In 2025, freelancers face a growing number of insurance options, tax implications, and rising premiums. This guide helps you make smart, confident choices. 🩺 Why Health Insurance Matters for Freelancers Unlike traditional employees, freelancers must buy their own health insurance. Without coverage, a single emergency could wipe out years of savings. No employer coverage Out-of-pocket costs Confusing policy terms (PPO? HMO? Bronze plan?) 📋 5 Best Health Insurance Options for Freelancers in 2025 Plan Type Monthly Premium Best For Oscar Health EPO $$ Tech-savvy freelancers Blue Cross Blue Shield PPO $$$ Nationwide access Kaiser Permanente HMO $$ West Coast residents Aetna CVS Health PPO $$$ Customizable plans ...